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Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057



Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
Gently lived in and well maintained home for sale in Boerne TX. This home for sale in Boerne TX looks and feels like new construction. This home for sale in Boerne TX is a 4 Bedroom 2.5 Bath and has a well appointed kitchen that is centrally located to all the social rooms on the first floor. Upstairs the large loft can be a study/media/excercise area. The master suite has a sitting area and a large walk-in closet and bathroom. The large back yard also has a patio for entertaining and a storage building. You can personalize your home for sale in Boerne TX with landscaping to suit your preference.
For more information call Mindy at 830-446-6057
SellSmart Real Estate
Buyer's Rebate of 1% of Purchase Price
Seller Listing fee of 1.75%




Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
Home For Sale with Land in Boerne, TX
For more information call me at 830-446-6057 or visit my website www.homesinboernetx.com
This 4-bedroom, 4-bath home for sale with land in Boerne, TX, nestled at the end of a quiet cul-de-sac, is well-maintained with large rooms
throughout and recent decorator paint, stainless steel appliances, and granite countertops. The home for sale with land has an open kitchen, dining and living areas have lots of open door and window lighting looking out over the beautiful backyard with numerous large native oaks. The living room has a gas fireplace and built-in entertainment center with shelving and enclosed cabinet storage drawers. The master bedroom with sitting room and master bath is separate from the other bedrooms. The master bath has a jetted jacuzzi tub and walk-in closet that is approximately 9’x11’. The guest bedroom has its own guest bathroom. The upstairs has two large bedrooms, both approximately 14’x16’. Both have their own bathrooms and walk-in closets. The study has built-in shelving and two large closets for storage or the closets could be used to convert this room to an additional bedroom. The game room has a pool table / ping-pong table combo with built-in bench seating to store games, etc. An additional room has been added upstairs that can be used as a bedroom / exercise room / craft room / study area / “whatever-is- needed” room. There are two charming secret rooms upstairs with entry through built-in bookcases. These secret rooms are great for kids adventuresome minds or to hide anything from public view. The front porch is 55+’ long by 10’ wide with a porch swing and plenty of room for other outdoor furniture. The screened-in back porch has a wood-burning stove and is spacious enough to put several outdoor tables with chairs. The speaker system is wired to both the front and back porches. The home for sale with land has a 17’x40’ swimming pool custom designed by River Oaks Pools with a rock waterfall feature. There is a bird-watching sanctuary hidden in the cedars on the property. A treehouse is on the back of the home for sale with land in Boerne, TX, with water and electricity available. A large fenced pet area, approximately 49’x49’ with shade from native oaks, is perfect for dogs or other domestic animals.
The home for sale with land in Boerne, TX sits almost centered on the 11.47 acres and is surrounded by native oaks and cedars. This home for sale with land in Boerne, TX is in a gated community with coded entry access that rings into the home. The water is from their private well, and the sewer is a septic system.
This home for sale with land in Boerne, TX is about 10 minutes from IH-10, 5 minutes from downtown Boerne, TX, and only 20 minutes from San Antonio shopping and entertainment. There are emergency medical facilities available in Boerne, TX. Boerne schools are ranked among the best in Texas (see article in Texas Monthly, http://www.texasmonthly.com/2007-12- 01/feature6.php). Information about Boerne, TX is available at www.visitboerne.org. This is a beautiful home for sale with land in Boerne, TX!




Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057

River Mountain Ranch
Harvest Fest
Sat. Oct. 31st, 6 - 9 pm
Spring Creek Park at the Pavilion
Trunk or Treat ~ Hayride
Fortune Teller ~ Donut Challenge
Pumpkin Deco* ~ Bubble Walk
Balloon Blow ~ Popcorn Sucker
Relay Race ~ Tattoos
(*Please bring a 5-6" pumpkin for your child to decorate.)
Hot dogs, Chips, Cookies, Punch & more
Remember: Wear a Costume, Decorate Car Trunks, & Have Treats for the Kids!
Bring: Beach Chairs ~ Cameras ~ 5” - 6” Pumpkin
Be Ready for Some Fun!
Event starts at 6:00 pm
Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
San Antonio, TX adding more jobs! It's a great place to buy real estate for a home or an investment!
Toyota Motor Manufacturing Texas Inc. says it’s getting ready to take applications for new jobs at its San Antonio light-truck factory.
This comes after a long-rumored relocation of a Tacoma truck production line from California to Texas was confirmed Thursday night by county and city officials.
TMMTX says those interested can log on to its partner’s (Aerotek) Web site to start the application process.
Local government leaders said at least a thousand jobs at the expanded plant plus hundreds more from Toyota's suppliers are expected.
Toyota will be ceasing operations in March at its Fremont, California plant and start manufacturing here soon after.

Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
In their own words, “Facebook created Pages when we noticed that people were trying to connect with brands and famous artists in ways that didn’t quite work on Facebook…Not only can you connect with your favorite artists and businesses, but now you also can show your friends what you care about and recommend by adding Pages to your personal profile.”
So, when you become a fan of a brand, a band, a movie, or a person, that information is posted on your wall, and your friends might see it too. You can see which Pages your friends are fans of via the “Info” tab on their profile.

To create a fan page, one simply has to go to facebook.com/pages/create.php and create a new page. (I chose the categories “public figure” and “other public figure” and made one for myself at facebook.com/pages/Howard-Greenstein/70939380803.)
Of course, a single fan doesn’t make a fan page very valuable.
Facebook Pages can be thought of in much the same way as normal profiles on the site – brand or celebrity Pages have the ability to have friends, they can add pictures, and they have walls that fans can post on. Pages communicate by “updates” which show on the update tab or a person’s wall if they’re a fan and have allowed the page to show updates. Pages can have applications as well.
Here, for example, is the Mashable Page on Facebook: facebook.com/mashable

Pages have two walls, one of what the Page owner writes, and one just for fans to write their own messages. Like a normal Facebook profile, Pages have tabs that uncover more information.

Groups are a bit different than Pages. I administer an alumni group on Facebook. To create a group you go to facebook.com/groups/create.php and then fill in information about the type of group, and decide if it is open to a particular network (such as a University network) or all of Facebook. You can set join permissions on groups so that they are either open to anyone, closed (where users must get administrator approval to join) or secret (invite only). Groups have administrators that manage the group, approve applicants or invite others to join. Administrators can also appoint “officers” who are nominally in charge – however, being an officer doesn’t mean the person has the ability to administer the group.
Because of these privacy settings, Facebook’s groups are analogous to clubs in the offline world. Administrators can invite members to join via Facebook mail and email, and public groups can be found via Facebook search.
There are a number of factors you need to consider when choosing which is right for your project, a Page or a group.
Personal vs. Corporate:
Due to their security features, and size limitations (only groups under 5,000 members can send email blasts), Facebook Groups are set up for more personal interaction. Groups are also directly connected to the people who administer them, meaning that activities that go on there could reflect on you personally. Pages, on the other hand, don’t list the names of administrators, and are thought of as a person, almost like a corporate entity is considered a ‘person’ under the law.
Facebook considers groups to be an extension of your personal actions. When you post something as a group administrator, it appears to be coming from you and is attached to your personal profile. Alternately, Pages can create content that comes from the Page itself, so that content doesn’t have to be linked to you personally.
Update: Also one key difference is that Pages are indexed by external search engines such as Google (
), just like a public profile while Groups are not.
Email vs. Updates:
As long as a group is under 5,000 members, group admins can send messages to the group members that will appear in their inboxes. Page admins can send updates to fans through the Page, and these updates will appear in the “Updates” section of fans’ inboxes. There is no limit on how many fans you may send an update to, or how many total fans a Page can have.
User Control:
Groups offer far more control over who gets to participate. Permissions settings make it possible for group admins to restrict access to a group, so that new members have to be approved. Access to a Page, however, can only be restricted by certain ages and locations. Again, this makes groups more like a private club.
Applications
Pages can host applications, so a Page can essentially be more personalized and show more content. Groups can’t do this.
Moderation
Neither Groups nor Pages have great moderation features. They can both be a little granular as to how things get posted, who can post, and what kind of media can be posted, but that’s about it.
If someone posts spam on your Group or your Page, you have to remove it manually, and you can also remove specific members.
Ability to create events

Both Groups and Pages allow you to create related Events, which show up under the users’ Request (and later in the upcoming events page on the sidebar of their dashboard if they’ve RSVPed). Neither have any added functionality beyond the generally available Facebook Events application.
Advertise
Ads can be purchased to promote either groups or Pages, but Pages can benefit from social ads that publicize the fan connection between a Page and a specific user.
Groups are great for organizing on a personal level and for smaller scale interaction around a cause. Pages are better for brands, businesses, bands, movies, or celebrities who want to interact with their fans or customers without having them connected to a personal account, and have a need to exceed Facebook’s 5,000 friend cap.
Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057

Visit the 2009 Parade of Homes brought to you by CPS Energy and the Greater San Antonio Builders Association. This year's event will be held at TerraMont, beautiful Texas Hill Country living without leaving the convenience of the city. TerraMont is located in the Northside School district and close to La Cantera and The Rim shopping centers. Residents of TerraMont will enjoy amenities such as walking trails, resort-style pool and tennis. To find out more about this exceptional community, you can drive out to TerraMont, located on Babcock Road 3.5 miles north of Loop 1604, call 877-295-5263 or visit www.TerraMontTX.com
PARKING INFORMATION:
Parking for the Parade of Homes will be at Oak Hills Church each day of the event, except for Sundays. On Sundays, parking will be at Fiesta Texas. Shuttle service will be from these locations to the Parade of Homes.
| DATES/TIMES: |
Friday, September 4 - Preview Party | 6:00 pm - 11:00 pm |
| Saturday, September 5 - Monday, September 7 | 8:30 am - 6:00 pm | |
| Tuesday, September 8 - Realtor Day; SABOR REALTOR MEMBERS ONLY | 9:00 am - 12:00 pm | |
| Tuesday, September 8 - Thursday, September 10 | 3:00 pm - 9:00 pm | |
| Friday, September 11 - Date Night | 12:00 pm - 10:00 pm | |
| Saturday, September 12 - Sunday, September 13 | 8:30 am - 6:00 pm |
|
TICKETS: |
|
|
Preview Party:
|
$75 per person ($85 per person after August 21, 2009), to include a variety of food and drinks, catered by Black Tie Affairs. Two complimentary drink tickets will be provided and a cash bar will be available. Live entertainment to be announced. Parking for the Preview Party is at Oak Hills Church. |
|
Parade of Homes:
|
$12 Adult at the gate; $10 presale at local Home Depot locations |
| After the show: |
Parade of Homes magazines and DVD tours of the homes are available for purchase after the event at the offices of the Greater San Antonio Builders Association, 3625 Paesanos Parkway, (210) 696-3800. Magazines, $2 each |
| BUILDERS: | |
| CkC Custom Homes | Stadler Custom Homes |
| Genesis Custom Homes | Stonewall Custom Homes |
| L. Nunez Signature Homes | Uptmore Custom Homes |
| Mattern & Fitzgerald Custom Homes | |
| SPONSORS: | |||
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Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
Second Saturday Art & Wine-Second Saturday of every month September 12, 2009 5-8 pm Second Saturday in Boerne is composed of an eclectic collection of galleries and "other walls" featuring an evolving array of art in all media. Enjoy complimentary wine and hors d'oeuvres as you make the tour around town. Make Boerne your Hill Country Art Destination and plan on spending the weekend with us. Great food, drink, shopping and the gorgeous natural beauty of the Hill Country. Park your car and take advantage of our free trolley service! Trolley courtesy of the The Creek Restaurants Red & Green Vintage Bus. Gallery and "other wall" participants include Carriage House Gallery, COSAS, Ewe & Eye, Dodging Duck Brewhaus, Garden Path Gallery, Highland House Gallery, Majestic Ranch Arts Foundation, and Smilovici's Galleria. For more information visit www.secondsaturdayboerne.com Come Out and Enjoy a Glass of Wine and the Latest Art Offerings in Boerne, TX 
Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
Great ideas for things to see and do while in Boerne, TX.
Cave without A Name
325 Kreutzberg Rd. Boerne, TX 78006
(830) 537-4212
http://www.cavewithoutaname.com/


Guadalupe River State Park
3350 Park Rd 31
Spring Branch TX 78070
830/438-2656
http://www.tpwd.state.tx.us/spdest/findadest/parks/guadalupe_river/


Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
The unintended victims of the foreclosure process are often the occupant of the home that is a tenant. The landlord is a borrower under a mortgage that has gone into default and is now being foreclosed. What is going to happen to the tenant as a result of the foreclosure? How can a tenant or future tenant be protected from the ill effects of a foreclosure? This article will attempt to address these issues.
Landlord Tenant relationships are governed by State statute
The landlord tenant relationship is governed by statutes of the state in which the real estate is located. Generally for the rental of a home there is a written lease, although some leases can be oral. Usually any lease for a year or more must be in writing to be enforceable.
Most tenants obtain possession of a rental home once there is already a mortgage on the property, and this article presumes that is the case with the scenarios discussed. If a tenant is in possession of the home before a mortgage is put on the property, the rights of the lender may be materially different than discussed in this article.
The foreclosure process and the "unknown tenant"
The mortgage is a lien upon the home. The right of a tenant is almost always inferior, or subject, to the lien of the mortgage.
In a foreclosure action, the tenant always gets served with process (the summons, lis pendens and foreclosure complaint) and is usually called the "unknown tenant". The complaint is going to say that the rights of the tenant are "inferior to" and "subject to" the claims and rights of the lender holding the mortgage. This means that the lender came first and has a superior interest in the property ahead of the tenant. It does not matter that the tenant has already paid the last month's rent or a security deposit because the interest of the tenant and the payment by the tenant of those monies came after the lender was given the mortgage by the landlord.
Tenant can be removed from the rental property
The tenant gets served with the foreclosure complaint because the court is going to be asked to rule that the lender and its mortgage is superior to any rights of possession of the tenant to the property being foreclosed. This is a requirement so that when the mortgage foreclosure sale occurs, the new owner of the property can get possession. Of course this also means that the tenant is going to be kicked out. This process is called dispossession or eviction. It usually is effectuated with a writ of possession issued by the Clerk of the Court at the end of the foreclosure action. This event happens after the foreclosure sale of the property - usually several months or even a year after the tenant was served with the foreclosure lawsuit.
Tenant gets served - should the tenant continue to pay the rent?
Let's assume that a tenant gets served with a foreclosure action because the landlord did not pay its mortgage. The tenant paid first, last and security and those monies were all paid to the landlord. The lease has 9 months to run. Who does the tenant pay the rent to? What happens to the last month's rent and what about getting a return of the security deposit?
The tenant has to make a decision about the rent. The best course of action is for the tenant to respond to the foreclosure complaint by bringing to the attention of the court and the lender that tenant paid first, last and security, who is holding those monies, and what the monthly rent amount is being paid, when it is being paid and to whom. The Tenant should ask the court to give it instruction on what to do with the rent still due.
In most courts the judge can determine to have the rent still due to be paid into the court registry so the landlord nor the lender has access to it. I like this position for a tenant because it creates a fund out of which the last month's rent and security deposit can be recovered without having to chase the now possibly insolvent landlord, thus answering the two remaining questions.
The alternative of continued paying of the money to the landlord likely will result in an eventual financial loss to the tenant of those monies. In addition, at the end of the foreclosure action, there is a theoretically better chance that the lender will make arrangements with the tenant to at least stay in the property for the duration of the lease, provided the remaining term is not long term.
The landlord can still evict for non-payment of rent
On the flip side, the tenant has a contract with the landlord. The tenant promised to pay to the landlord rent in return for the landlord's obligation to provide quiet enjoyment of possession of the property to the tenant. Obviously if the tenant gets served with a lawsuit to dispossess the tenant from the home, the landlord has breached its obligation of quiet enjoyment. But, if the tenant stops paying rent to the landlord the tenant can be evicted.
The only protective measure for a tenant is to have the foreclosure judge make a determination of who the rent should be paid to. See my recommendation above.
Be careful in advance - new leases
Getting into a lease in the first instance in this market is one where you really cannot protect the tenant from some eventuality of foreclosure in the future. Obviously if a title search shows that the home is already in foreclosure, be sure the tenant understands that this is likely a short stay!
More important is how to protect a new tenant's advanced rent paid and security deposit in this uncertain market. We suggest to our clients that some third party hold the advanced rent and security deposit and that those monies not be paid to the landlord except pursuant to the lease contract terms. The third party can be an attorney or title company or Realtor trust account. Frankly no one can say that these accounts are 100% safe. Reasonable judgment must be exercised.
There is a tremendous need to rental homes in this market - but tenants are urged to be careful in the lease terms and flow of money and remain diligent on the payment of each month's rent, advance rent and security deposits.
Copyright 2009 Richard P. Zaretsky, Esq.
Be sure to contact your own attorney for your state laws, and always consult your own attorney on any legal decision you need to make. This article is for information purposes and is not specific advice to any one reader.
Richard Zaretsky, Esq., RICHARD P. ZARETSKY P.A. ATTORNEYS AT LAW, 1655 PALM BEACH LAKES BLVD, SUITE 900, WEST PALM BEACH, FLORIDA 33401, PHONE 561 689 6660 RPZ99@Florida-Counsel.com - FLORIDA BAR BOARD CERTIFIED IN REAL ESTATE LAW - We assist Brokers and Sellers with Short Sales and Modifications and Consult with Brokers and Sellers Nationwide! Shortsales@Florida-Counsel.com New Website www.Florida-Counsel.com. See our easy to find table of contents of our articles at Need Short Sale Information? - These Articles Probably Answer Your Question
Mindy Thomas
SellSmart Real Estate
Buyer 1% Rebate/1.75% Listing Fee
Free Apartment Locating
830-446-6057
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